A college degree is a gift that continues to give in your child's life. We at Professional Education Services want to help bridge the gap between the parent's hope and the student's dreams. Just listen to what our clients have to say about us.
Monday, May 24, 2010
Wednesday, April 23, 2008
Wednesday, April 16, 2008
Another article showing how paying for college is going to become even more difficult
After you have read that article, go to howtoaffordcollege.com to find out how you can send your children to the college of their dreams!
Monday, April 14, 2008
Before You Cash Out, Catch Up on Choices
Before You Cash Out, Catch Up on Choices: "In 1999 Daniel Wansten founded Professional Education Services as one of the nations leading authorities on solving cash flow problems for families. Daniel has been seen on TV 13 news and featured in several newspapers and magazines. For free help on paying the college bill go to our website http://www.HowToAffordCollege.com and for free help with rollovers or other financial planning please contact our office at 866-949-7935."
Letters for April 13 - mlive.com
Letters for April 13 - mlive.com: "According to the 2008 Michigan High School Counselor Report generated by The Joyce Ivy Foundation, the average caseload for a high school guidance counselor in Michigan is 362 students. The recommendation is the maximum caseload not exceed 250 students. On top of the exceedingly high student caseload each guidance counselor handles, greater budgetary restraints have forced school districts across the state to push more administrative tasks on guidance counselors' shoulders, leaving less time to work with each student.
With two daughters who have successfully graduated college and two currently in high school, I am quite familiar with the uphill battle our school guidance counselors encounter each year. With no end in site to their growing caseloads, the least we can do is thank them for their tireless dedication and devotion.
-- DAN WANSTEN/Grand Rapids"
With two daughters who have successfully graduated college and two currently in high school, I am quite familiar with the uphill battle our school guidance counselors encounter each year. With no end in site to their growing caseloads, the least we can do is thank them for their tireless dedication and devotion.
-- DAN WANSTEN/Grand Rapids"
Friday, April 11, 2008
Another Article by Daniel Wansten
It's never too early to begin teaching your kids about the value of money. But where do you begin - especially if your own money-saving habits haven't been the best? Following are some tips to help you get your children started.
1) Provide an allowance. Age six or seven is a common starting point. Before receiving an allowance, kids should: be able to count, add and subtract, be familiar with the different coins and bills, show an interest in money or spending.
2) Set an example. Show your child how you've created your household budget and involve your child in shopping. Create a shopping list together - then stick to it.
3) Teach children to comparison shop. Go online to research prices at different stores. Instruct kids to keep receipts so defective items may be returned.
4) Limit TV time. The constant messages buy, buy, buy everything from fast food to toys can take a toll on a parent - and a child's - wallet.
5) Take a trip to your local bank or credit union. Even five-year-olds can benefit by opening their own savings account.
6) Make teens responsible. By buying some of their own clothes and other necessities, teens may better appreciate how much things cost.
7) Set short-term goals. Five- or six-year-olds might save for a five-dollar toy that they can get in just two or three weeks, while 10-year-olds might save for a larger-cost item over several months. When kids feel the power of delayed gratification, it teaches them that they can set meaningful goals.
Use the 10 - 30 - 30 - 30 "Percent System"
Many financial professionals recommend using the "10 percent - 30 percent - 30 percent - 30 percent" system to help your child split up any money he or she earns or receives. Show your child how to divide the money and put it in four separate jars. Here's how it works:
1) 10 percent Charity - Take 10 percent off the top to share.
2) 30 percent Quick Cash - Use this 30 percent for instant gratification.
3) 30 percent Medium-term Savings - Save this 30 percent for 1-6 months to purchase something special.
4) 30 percent Long-term Savings - Use this 30 percent for important things in the future, such as a college fund.
Giving Back While some families tithe or require their kids to set aside part of their allowance for charitable giving, other activities can also make an impact on children. Here are some suggestions to help teach kids the value of giving back.
1) Designate a container in which your children can deposit their loose change. When the jar is full, they can donate the money to a charity.
2) Ask your kids to help choose a gift for a holiday toy drive.
3) Have your kids round up clothes they've outgrown or toys they no longer play with. Take them with you when you donate the items to the Goodwill or Salvation Army.
4) Remember that charity involves gifts of time as well as money. Encourage your children to offer their services (without pay) to help the elderly or water plants and feed pets for vacationing neighbors.
In 1999 Daniel Wansten founded Professional Education Services as one of the nations leading authorities on solving cash flow problems for families. Daniel has been seen on TV 13 news and featured in several newspapers and magazines. For free help on paying the college bill go to our website http://www.HowToAffordCollege.com and for free help with rollovers or other financial planning please contact our office at 866-949-7935.
Article Source: http://EzineArticles.com/?expert=Daniel_J_Wansten
1) Provide an allowance. Age six or seven is a common starting point. Before receiving an allowance, kids should: be able to count, add and subtract, be familiar with the different coins and bills, show an interest in money or spending.
2) Set an example. Show your child how you've created your household budget and involve your child in shopping. Create a shopping list together - then stick to it.
3) Teach children to comparison shop. Go online to research prices at different stores. Instruct kids to keep receipts so defective items may be returned.
4) Limit TV time. The constant messages buy, buy, buy everything from fast food to toys can take a toll on a parent - and a child's - wallet.
5) Take a trip to your local bank or credit union. Even five-year-olds can benefit by opening their own savings account.
6) Make teens responsible. By buying some of their own clothes and other necessities, teens may better appreciate how much things cost.
7) Set short-term goals. Five- or six-year-olds might save for a five-dollar toy that they can get in just two or three weeks, while 10-year-olds might save for a larger-cost item over several months. When kids feel the power of delayed gratification, it teaches them that they can set meaningful goals.
Use the 10 - 30 - 30 - 30 "Percent System"
Many financial professionals recommend using the "10 percent - 30 percent - 30 percent - 30 percent" system to help your child split up any money he or she earns or receives. Show your child how to divide the money and put it in four separate jars. Here's how it works:
1) 10 percent Charity - Take 10 percent off the top to share.
2) 30 percent Quick Cash - Use this 30 percent for instant gratification.
3) 30 percent Medium-term Savings - Save this 30 percent for 1-6 months to purchase something special.
4) 30 percent Long-term Savings - Use this 30 percent for important things in the future, such as a college fund.
Giving Back While some families tithe or require their kids to set aside part of their allowance for charitable giving, other activities can also make an impact on children. Here are some suggestions to help teach kids the value of giving back.
1) Designate a container in which your children can deposit their loose change. When the jar is full, they can donate the money to a charity.
2) Ask your kids to help choose a gift for a holiday toy drive.
3) Have your kids round up clothes they've outgrown or toys they no longer play with. Take them with you when you donate the items to the Goodwill or Salvation Army.
4) Remember that charity involves gifts of time as well as money. Encourage your children to offer their services (without pay) to help the elderly or water plants and feed pets for vacationing neighbors.
In 1999 Daniel Wansten founded Professional Education Services as one of the nations leading authorities on solving cash flow problems for families. Daniel has been seen on TV 13 news and featured in several newspapers and magazines. For free help on paying the college bill go to our website http://www.HowToAffordCollege.com and for free help with rollovers or other financial planning please contact our office at 866-949-7935.
Article Source: http://EzineArticles.com/?expert=Daniel_J_Wansten
Subscribe to:
Posts (Atom)